Real Estate Cash Flow Calculator

Calculate monthly and annual cash flow for a rental property. Use this free browser-based real estate cash flow calculator from XTRAW Tools.

Real Estate Cash Flow Calculator helps you calculate monthly and annual cash flow for a rental property. Use this free browser-based calculator from XTRAW Tools to compare inputs, estimate results, and plan your next step.

How to Use the Real Estate Cash Flow Calculator

Enter the required calculator inputs shown in the form.
Review the property, rent, mortgage, fee, rehab, loan, cash flow, or project assumptions.
Run the calculator, then adjust one input at a time to compare scenarios or check your estimate.

What This Calculator Helps With

Calculate monthly and annual cash flow for a rental property. It is designed for home buyers, homeowners, real estate investors, landlords, property managers, agents, contractors, lenders, and rental property owners who want a fast, browser-based estimate before relying on a lender, property manager, real estate agent, contractor, investor model, spreadsheet, or professional source.

Monthly Rent: $1,800
Vacancy Rate: 5%
Mortgage: $900
Taxes: $150
Insurance: $80
Maintenance: $100
Property Management: $180

Common Uses

People use this calculator when they need a quick way to evaluate rental property yield, home buying costs, mortgage costs, fix-and-flip scenarios, rehab costs, rental cash flow, or real estate investment assumptions.

Budgeting: Review rent, yield, fees, closing costs, cash flow, rehab, mortgage, or property investment assumptions before allocating money.
Project Planning: Compare property purchase, rental, flip, mortgage, renovation, or management scenarios before making decisions.
Mortgage: Review mortgage, escrow, PMI, points, LTV, and property financing assumptions before relying on lender numbers.

Formula or Method

Cash Flow = Effective Rent − Total Monthly Expenses.

Example

Example inputs: Monthly Rent: $1,800; Vacancy Rate: 5%; Mortgage: $900; Taxes: $150; Insurance: $80; Maintenance: $100; Property Management: $180

Example result: Using the default inputs, effective rent is $1,710.00, expenses are $1,410.00, and monthly cash flow is $300.00.

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Real Estate Cash Flow Calculator FAQ

Is the Real Estate Cash Flow Calculator free?

Yes. This calculator is free to use on XTRAW Tools.

Do I need to create an account?

No. XTRAW tools are designed for browser-based use without requiring an account.

Are the results exact?

Results may be estimates depending on the inputs, formula, rounding, assumptions, and purpose of the calculator. Always verify important results before relying on them.

Disclaimer: This calculator is provided for general informational, educational, and convenience purposes only. It is not legal, financial, tax, accounting, investment, real estate, lending, underwriting, insurance, construction, renovation, appraisal, property management, or professional advice. Always verify important results with a qualified professional, lender, insurer, appraiser, contractor, property manager, accounting records, or authoritative source before making decisions.